Insurance News Articles
We try to answer your questions before you ask them. If you ever have any questions, please contact us. We are always here for you!
All of us at Eastway are very excited to celebrate our fortieth year helping Rochester save money and live better. We have partnered with our neighbors at Flower Barn and Rosey's Italian Cafe to give you a gift!more
Life Is The Greatest Gift You Can Give. It can also be the greatest gift you receive. I know because I received this gift. I had a catastrophic injury to my cervical spine and donor bone is the reason I can walk and talk today. Without the Gift of Life, I would have been a quadriplegic on a ventilator. My name is Joe Rothpearl. I am a donor recipient and a Proud Partner with Donate Life New York State (Click to Register Here!!!)more
What gets us excited at Eastway? We get excited when we can save people money. In fact, we go out of our way to help people save money. When you come to us for a quote, we don’t charge anything to help you find the best rate and coverage. Every one of our Auto and Home policyholders saved money by working with us.
How easy is it to save money? Saving money is just as easy as getting a new quote. A quote starts with basic information and there are also a lot of questions to answer. If you are not getting asked a lot of questions, there’s a good chance you don’t have the right price...more
Auto and Home Insurance is going up nationally and especially in New York State. If you have a lapse in auto insurance coverage it will be extremely difficult to secure affordable coverage and in some cases any coverage at all. Most insurance companies require you to have current insurance in place before switching to another carrier. If you do not currently have insurance, you will be denied by most companies.
How did this happen? There are a lot of answers, but the main reason is cost effectiveness. Insurance companies lose money from bad risks and the less bad risks they insure...more
If You Guessed ‘nothing’ then you are correct! Insurance is confusing enough without former athletes and stars advising us about our benefits. Regardless of what type of insurance you have - the television commercials always promote the slightest possibilities to the widest audience. A call center operator cannot appreciate your personal needs after spending minutes on the phone with you.
Eastway Insurance Agency has been an Independent, Family Owned, Local Agency since 1983. We do not advertise on television or in the newspaper and most of our clients are referrals. We do not...more
The Inflation Reduction Act of 2022 has been signed into law. Much has been said about the environmental and economic aspects, but what it’s proposed to do for Medicare could surely have a big impact on the industry.
Congress passed the Inflation Reduction Act (IRA) of 2022, which is set to be signed into law today. This government reconciliation bill promises to fund environmental efforts, close tax loopholes, work to...more
What is Inflammation?
There are a lot of products and diets out there that promise to combat inflammation, but what does that mean? What is inflammation? What causes it, and how does it influence our health?
Inflammation is one of those health industry buzzwords that you see often, but it’s never really defined. So often, it’s tied to some product that promises to reduce inflammation, with a tagline that inflammation is the leading cause of some scary-sounding condition. It may surprise you that inflammation is a natural occurrence for our bodies. While inflammation can have...more
Does Medicare Cover Respite Care?
Being a caregiver for a loved one receiving hospice care can be difficult. Respite care can give you a chance to rest and recharge, but does Medicare cover it?
We all need a little rest from time to time, but for those who act as primary caregivers for their loved ones, rest may be difficult to come by. It may be even more elusive if your loved one has a critical condition that requires constant supervision and care.
Respite care can help caregivers find some relief. Of course, any kind of specialized care will cost money, but will...more
Get ready for the Medicare Annual Enrollment Period with our centralized guide to AEP.
Medicare’s Annual Enrollment Period (AEP) is right around the corner! Every year, the AEP is your opportunity to enroll in or switch to a Medicare plan that fits your ever evolving health care needs. This special enrollment window only runs October 15 to December 7, so it’s important to be prepared to accomplish anything you’d like to during that time. If reviewing or changing your coverage seems a little daunting with all the different plans and benefits on the market and decisions to make, don’t...more
What you need to know before going to a plan sponsored event or seminar.
Have you been invited to a Medicare seminar by one of the top insurance providers? Maybe your own insurance provider has invited you to a free, no-obligation Medicare event near you? This is what you must know before you go to that meeting.
Insurance company sponsored events can be informative. The problem is that they will only inform you about their plan, the plan they want you to purchase. What they won’t tell you is anything about all the other major insurance providers and plans in your area and...more
There are a number of factors that designate what Medicare Part D plans can offer beneficiaries. While defined standard benefits set the bar, the other factors of Part D coverage can influence what you pay out of pocket.
Purchasing Medicare Part D is something that’s important to consider for anyone who is enrolled in Original Medicare. These privately offered plans cover many of the important prescription drugs and medications that can be an essential...more
We always put the needs of our clients and potential clients first. Today I was asked to write a new plan for a potential client and most agents would have done so without hesitation. However this would not have been in the best interest of this specific individual. I did not leave with a sale but I did leave with another new friend and that is a kind of profit you can’t put a price on.
We value doing what is right more than any potential commission and it is this level of dedication to service we expect of ourselves. There are not many agents or agencies still around who will advise...more
Don't panic when you get a medical bill. Make sure you are paying the right amount and not more than you should be.
Eastway Insurance Agency has been answering Medicare A&B questions since 1985. We are a family owned and operated Life & Health insurance agency and have helped thousands with their Medicare A&B Health Insurance decisions. Please contact us for your personalized assistance. We can help you too! Email: firstname.lastname@example.org Call: (585) 586-2390 or 1(800) 836-9071more
Eastway Insurance Agency's Vice President Joe Rothpearl appears on Good Day Rochester, on 13WHAM Fox Rochester 9/30/19, for Pain Awareness Month and USPainfoundation.org
Eastway Insurance Agency has been answering Medicare A&B questions since 1985. Eastway Insurance Agency, Inc. is a family owned and operated Life&Health insurance agency. We have helped thousands with their Medicare A&B Health Insurance decisions. Please contact us for your personalized assistance. We can help you too!
Eastway Insurance Agency, Inc.
TV ads for Medicare Health Insurance don't know you as well as you think. Be your own Advocate and choose the plan that suits your unique needs. This is a Message for Medicare A&B Recipients (+65 and/or Disabled). We can't tell you what plan will work for you without knowing you. Let's get to know each other soon!more
Vlog by Jeremy Rothpearl
This is the first vlog episode of our Introduction to Medicare.gov Plan Finder. In this series we will show you how to easily navigate on the CMS Medicare Website. Please contact us for additional information or if you need personal assistance. Eastway Insurance Agency, Inc. is family owned and operated since 1985. We have helped thousands with their Medicare Health Insurance decisions. We can help you too!
Please share your feedback with us on the the video below: Introduction To Medicare.gov Part 1more
Please be aware of this disturbing trend in Medicare related scams. We are CMS Compliant and do not use any of the scary tactics described in the FCC article below. We will not call you if we do not already know you. We will not push you to purchase anything ever. We do not use fear to motivate you. We will educate you on your options and help find advantages unique to your needs. We will help you enroll in the plan you choose. We will also advise you to stick with your current plan if it is in your best interest. Since 1985 we are an Independent Family-Owned Life & Health Insurance...more
Jeremy Rothpearl & Josef Rothpearl
The book 1984 written by George Orwell in 1948 drew a picture of a future Society where misinformation, fake news, and propaganda are used to control people. Misinformation is rampant today and not only on the news and social media sites either. We have had many complaints from clients saying they called the Hospital/Provider/Lab/Billing Department/Dr. Office and were told ‘they don’t take my Insurance’. We call the same numbers and often times they admit to us that they accept the clients plan.
Medicare Supplemental plans are secondary plans that work together with Medicare as...more
A lot of Medicare Supplement owners pay more than others for the same plan. By law all plans must provide the same benefits - just not at the same cost. It's not apples an oranges either. It's the same apple with a different label. If you are seeing red with your health insurance costs it may be that you are paying more than you need to. A Health Insurance Review can help to better understand your health care cost and save you more than money. Their is no obligation and no better time than this moment.
Take a look at this link from New York State Department of Financial...more
Eastway Insurance Agency, Inc.
Life Insurance is about peace of mind. In order for Life Insurance to provide peace of mind it must be affordable and easy to understand. We will work to help you easily afford peace of mind. Please contact us with your questions today.more
Eastway Insurance Agency, a family owned and operated business serving our community for over 30 years, specializes in Medicare Health Plans and is offering a FREE educational presentation to cover all the basics and to inform you about programs that can save you money and increase your benefits. The presentation takes place on October 20th, 2018 from 2:00pm to 4:00pm at the Webster Chamber of Commerce (1110 Crosspointe Lane, Suite C — behind Holt Rd. Wegmans).
Below is a recent email we received from a client needing physical therapy and our reply. Please send us in your questions via email, Facebook or through our Website. We want to answer Your questions!
“Dear Jeremy, My PCP wants me to have some therapy, will my Medicare Supplement Insurance cover it and, how do we find out how many treatments it \ will pay for ( 1, 2 ,3 ,4..)?
Thank you in advance my good man as always for answering my questions and lowering my stress. – Chuck"
Your question is actually addressed and answered by Medicare - which is your...more
It’s not always about the sale, as in the case with Mr. & Mrs. M.
She was so elated that I was able to help provide both of them with affordable insurance coverage, she said 'now we can sleep at night knowing that we are taken care of'. Hearing this from her brought me personal satisfaction knowing that I was able to help this couple in a way no one else was able to do and or didn’t have the patience to do.
It is great when our clients let us know how elated they are that we were able to provide them with affordable insurance coverage. They say ‘now we can sleep at night...more
Life Insurance Is An Affordable Solution To Eliminate The Concern Of Unforeseen Financial Debt
Emily is twenty-three years old, graduated College in May 2016, and has $38,000 in student loans with her mother as the co-signor on the loans. Recently two of Emily’s friends were killed in a tragic car accident. Emily is very concerned that if she died her Mother would be stuck having to pay back her student loans. Emily has a valid concern. When a person cosigns on a loan, in the event of a...more
Eastway Insurance Agency, Inc.
My bank is always asking me to sit down and sign up for Life Insurance from them. Is this a good thing for me?
Most banks are always looking to increase their revenue with fees and ‘value-added products’ for sale. The bank will usually have one company they represent. We call this the Red option. The Red option may not be the best fit for all people as the premiums may be higher for some and as a captive client of the bank this could be the only option offered to you. An important question you should ask is:...more
What makes us unique is simply being honest. We approach each client, situation, question, problem, issue and each new day with complete honesty. We sit down with people to go over their needs, situation and their issues. We answer their questions in a relaxed atmosphere where the pressure to buy is replaced with the opportunity to learn. This is our niche and why we have been in business for over thirty years: as time goes on just being honest is becoming rare.
Most know that nothing is free and if it says it's free there is a cost somewhere along the line. Some people like to...more