Insurance News Articles

We try to answer your questions before you ask them. If you ever have any questions, please contact us. We are always here for you!

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I am my own agent. But I've been doing this for over 20 years. For most people it's just not a good idea. We've had signs up outside for years that say ‘Save money, get a quote’ -it's that simple. A few days ago, a woman who drives by all the time on her way to work got her notice of renewal on her home insurance, and she noticed the steep increase. She decided to give us a call and ask if we could help her try to save money and we said, sure we can.

So, one of the first questions we ask: 'who you are currently with' because we may be contracted with them, we may not, but we do have experience with all the carriers. we understand what they're doing currently in the market, what they've done in the past, and what direction they may be heading. It’s an opportunity for us to identify the cause of the problem you're having, is it the company, is it the agent or agency, or is it just the fact that everyone's rates are going up? In this case, there was something very specific. She got her own home and auto insurance online through two different websites. We're very familiar with all these Online Only insurance carriers too and the problem is that when most people do their own insurance online it doesn't always work out the way they want it to. it's possible to go online and we’ve seen it before, build your own insurance plan and walk away paying for coverage, meanwhile, you're not covered if you have an accident or if something does go wrong and you are not walking away from the financial responsibility of a catastrophic loss. Because you are not covered the way you should be covered.

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When you know what to look for, saving money on your Auto or Home Insurance is easy. Eastway has been looking at New York Insurance since 1983 and I've been a Licensed Agent for over 20 years. You won't find a more Independent Agent or Agency in New York.

Let me know if you want us to take a look at your current coverage to see what you could save! You can reply to this email. If you have any family or friends who could benefit from saving money on home & auto insurance please forward this email to them too.

We are driven to help others and appreciate your help meeting new people. Please leave us a 5 Star review on Google!

PLEASE CLICK HERE TO LEAVE A GOOGLE REVIEW

Saving money on your Auto and Home insurance starts with a free quote. All you need to start is a copy of your current declarations page and driver's license. We can explain what you are paying for and why it costs what it does. Only an Independent, Family-Owned Agency will treat you the way we do. Call (585) 586-2390, reply to this email or stop in for a free quote today. Since 1983 we have been helping our neighbors, friends and family save money.

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Our family wants to say Thank You Very Much for being a part of our success. We are grateful for the trust you have placed in us and we are dedicated to help you succeed as well. Please reach out to us if you ever have any questions or concerns. You can reply to this email. If you have any family or friends who could benefit from saving money on home & auto insurance please forward this email to them too.

We are driven to help others and appreciate your help meeting new people. Please leave us a 5 Star review on Google!

PLEASE CLICK HERE TO LEAVE A GOOGLE REVIEW

Saving money on your Auto and Home insurance starts with a free quote. All you need to start is a copy of your current declarations page and driver's license. We can explain what you are paying for and why it costs what it does. Only an Independent, Family-Owned Agency will treat you the way we do. Call (585) 586-2390, reply to this email or stop in for a free quote today. Since 1983 we have been helping our neighbors, friends and family save money.

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Save money on your Auto and Home Insurance and Start Today with a free quote.

Only an Independent, Family-Owned Agency will treat you the way we do. Help us celebrate our forty-third year in Penfield and call, email or stop in for a free quote today. Let us help make your life richer!! Contact 585 5862390 joe@eastwayinsuranceagency.com for your free quote today. Please locate your existing policy so we can validate your current coverage for a more accurate comparison.

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Have you considered switching your current coverage? We can help you validate the premium you are paying. Saving you money does not always require a new policy and our primary goal is to help you save. We can quote multiple companies as well as explain what you are paying for and how it compares in coverages. If you are a small business owner we can quote you too!

Please click here to give us a Google Review!

As an Independent Agency, Eastway can offer many insurance companies, allowing us to shop for the best coverage and lowest rates. If you have questions about Auto, Home, Life or Health Insurance we will go out of our way to answer you. We are immensely proud to celebrate our 40th year supporting our community. Founded by the late Patrick Saulino in 1983, we are family owned and operated and we love what we do! We have helped thousands of people save money and this motivates us to help more. We get excited when we can be a part of making life easier for anyone. The right attitude can make a lifetime of difference.

Please reach out to us by email: answers@eastwayinsuranceagency.com or by call (585) 586-2390 and we will go out of our way to help you.

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All of us at Eastway are very excited to celebrate our fortieth year helping Rochester save money and live better. We have partnered with our neighbors at Flower Barn and Rosey's Italian Cafe to give you a gift!

Save money on your Auto and Home Insurance now and Start Today with a $10 coupon good at Flower Barn or Rosey's Italian Cafe! Come in for a free quote and get $10 off your Total Purchase.

Only an Independent, Family-Owned Agency will treat you the way we do. Help us celebrate our fortieth year in Penfield and call, email or stop in for a free quote today. Let us help make your life richer!! Contact joe@eastwayinsuranceagency.com for your free quote today. Please locate your existing policy so we can validate your current coverage for a more accurate comparison.

Offer runs from July 1st – July 31st, 2023. No Purchase Necessary

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Life Is The Greatest Gift You Can Give. It can also be the greatest gift you receive. I know because I received this gift. I had a catastrophic injury to my cervical spine and donor bone is the reason I can walk and talk today. Without the Gift of Life, I would have been a quadriplegic on a ventilator. My name is Joe Rothpearl. I am a donor recipient and a Proud Partner with Donate Life New York State (Click to Register Here!!!)

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What gets us excited at Eastway? We get excited when we can save people money. In fact, we go out of our way to help people save money. When you come to us for a quote, we don’t charge anything to help you find the best rate and coverage. Every one of our Auto and Home policyholders saved money by working with us.

How easy is it to save money? Saving money is just as easy as getting a new quote. A quote starts with basic information and there are also a lot of questions to answer. If you are not getting asked a lot of questions, there’s a good chance you don’t have the right price or suitable coverage. It’s always a good idea to get a quote every year before your premium renews so you can make sure your coverage fits your needs.

What information should you have ready for a quote? The most important information is your Driver’s License (Name, Address, Date of Birth), email address, phone number, vehicle information number (VIN#), and any driving history that may affect your quote.

What about bundling? Bundling is a catchphrase word that you’ll hear it a lot in advertisements. I heard one on my way into my work this morning and it’s not a bad thing. It requires having more than one policy, such as your Auto and Home insurance, ‘bundled’ together in one package. It also means you are going to save money. With just one policy you will receive a discount that you would not otherwise be eligible for. The savings could be hundreds of dollars to a thousand dollars or more. More? Absolutely. It depends on your specific coverage. If your policies are not bundled together currently, or they are with different insurance companies, you could save a bundle!

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Auto and Home Insurance is going up nationally and especially in New York State. If you have a lapse in auto insurance coverage it will be extremely difficult to secure affordable coverage and in some cases any coverage at all. Most insurance companies require you to have current insurance in place before switching to another carrier. If you do not currently have insurance, you will be denied by most companies.

How did this happen? There are a lot of answers, but the main reason is cost effectiveness. Insurance companies lose money from bad risks and the less bad risks they insure – the more profitable they are. You will be seen as a bad risk if you do not currently have insurance coverage for the last year or two. Some insurance carriers will charge a higher premium if your coverage was cancelled or lapsed. That is if they can underwrite you at all.

If you get a cancellation notice from your insurance company, Do Not Ignore this Letter!!! Your best option is to try to keep your existing coverage. Contact them and ask if you can stay by making a payment (and late fee if any). Your immediate next step is to start looking for other coverage. Remember you need to have coverage in order to change your coverage.

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What Does Joe Namath Know About Your Benefits?

If You Guessed ‘nothing’ then you are correct! Insurance is confusing enough without former athletes and stars advising us about our benefits. Regardless of what type of insurance you have - the television commercials always promote the slightest possibilities to the widest audience. A call center operator cannot appreciate your personal needs after spending minutes on the phone with you.

Eastway Insurance Agency has been an Independent, Family Owned, Local Agency since 1983. We do not advertise on television or in the newspaper and most of our clients are referrals. We do not charge to review your insurance and we do not receive a commission for advising you. It costs you nothing to review your coverage with us and you could potentially save money with the knowledge you gain. Everyone is different and every plan does not fit everybody. Let’s talk about what works for you!

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What Our Customers Say

Alex C.

★★★★★

“Great customer service and the rates saved me alot of money. I highly recommend using Eastway!”

Bob K.

★★★★★

“It was time to do some comparison for home and auto insurance - Saved about 25% with a change to a highly rated company. Easy change, very personable agents. 5 Stars!”

Mary M.

★★★★★

“Joe and Jeremy were extremely helpful in finding the right solutions for home and auto for me, and went out of their way to answer any questions I had and found the right price!”

Michael M.

★★★★★

“Joe is great to work with and tries hard to save everyone money on any insurance needs. Always there to help! Highly recommend his firm to anyone trying to save some money and a great agent to work with.”

Jane W.

★★★★★

“I felt that I was given personal attention. Joe had my best interest as he scrutinized my insurance documents for ways to save money and still get the coverage I need.”

Charles M.

★★★★★

“Kudos to Joe at East way Insurance for doing a thorough job getting me the best price for my car insurance. He literally saved me over $600 per year. I highly recommend.”

Wade H.

★★★★★

“Don't know how they did it but I now have better coverage, house and auto, for less money, they are the best!”