Insurance News Articles
We post several insurance related articles to our company blog on a fairly consistent basis. You can find many articles that have relevant information about insurance industry topics. If you ever have any questions, please feel free to contact us. You can also visit our Frequently Asked Questions About Life Insurance Page as well. We are always here for you!
Jeremy Rothpearl & Josef Rothpearl
The book 1984 written by George Orwell in 1948 drew a picture of a future Society where misinformation, fake news, and propaganda are used to control people. Misinformation is rampant today and not only on the news and social media sites either. We have had many complaints from clients saying they called the Hospital/Provider/Lab/Billing Department/Dr. Office and were told ‘they don’t take my Insurance’. We call the same numbers and often times they admit to us that they accept the clients plan.
Medicare Supplemental plans are secondary plans that work together with Medicare as the primary coverage. The client is covered in full as long as it medically necessary and the provider accepts Medicare. Medicare Advantage plans also work with Medicare but as the primary coverage. Many companies, Like United Health Care, have Medicare Advantage Plans and Medicare Supplement Plans. We help others understand the clear differences and benefits they both can provide.
Is it bad training, lack of training or caring, a misunderstanding between what is a Medicare Advantage Plan...more
A lot of Medicare Supplement owners pay more than others for the same plan. By law all plans must provide the same benefits - just not at the same cost. It's not apples an oranges either. It's the same apple with a different label. If you are seeing red with your health insurance costs it may be that you are paying more than you need to. A Health Insurance Review can help to better understand your health care cost and save you more than money. Their is no obligation and no better time than this moment.
Take a look at this link from New York State Department of Financial Services and let us know what you think!more
Eastway Insurance Agency, Inc.
Life Insurance is about peace of mind. In order for Life Insurance to provide peace of mind it must be affordable and easy to understand. We will work to help you easily afford peace of mind. Please contact us with your questions today.more
Eastway Insurance Agency, a family owned and operated business serving our community for over 30 years, specializes in Medicare Health Plans and is offering a FREE educational presentation to cover all the basics and to inform you about programs that can save you money and increase your benefits. The presentation takes place on October 20th, 2018 from 2:00pm to 4:00pm at the Webster Chamber of Commerce (1110 Crosspointe Lane, Suite C — behind Holt Rd. Wegmans).
Some of the many topics that will be covered:
The Basics of Medicare Parts A, B, C and D
How do Drug Plans, Medicare Advantage and Medicare Supplement plans fit in?
What is EPIC and how can it help New Yorkers who are 65 and over?
And much more
If you would like to attend please RSVP by calling 585-586-2390 or by emailing firstname.lastname@example.org .
If you can’t attend, you can always request a FREE one on one consultation with a licensed insurance...more
Below is a recent email we received from a client needing physical therapy and our reply. Please send us in your questions via email, Facebook or through our Website. We want to answer Your questions!
“Dear Jeremy, My PCP wants me to have some therapy, will my AARP Medicare Supplement Insurance cover it and, how do we find out how many treatments AARP will pay for ( 1, 2 ,3 ,4..)?
Thank you in advance my good man as always for answering my questions and lowering my stress. – Chuck"
Your question is actually addressed and answered by Medicare - which is your primary insurance. The UHC AARP insurance is secondary and follows all the rules and regulations set by Medicare. The Doctor, Service Provider and Medicare may be able to answer how many initial visits are covered. Also, at any time, you may call AARP to ask any questions. The answer is: there are limits and caps on monetary values related to therapy coverage. Your Dr. may expand those caps as long as the ongoing therapy is medically reasonable and necessary services.
It’s not always about the sale, as in the case with Mr. & Mrs. M.
She was so elated that I was able to help provide both of them with affordable insurance coverage, she said 'now we can sleep at night knowing that we are taken care of'. Hearing this from her brought me personal satisfaction knowing that I was able to help this couple in a way no one else was able to do and or didn’t have the patience to do.
It is great when our clients let us know how elated they are that we were able to provide them with affordable insurance coverage. They say ‘now we can sleep at night knowing that we are taken care of’, and hearing this is our sign of Success. Satisfaction comes with knowing that we were able to help people in a way that no one else was able to do or did not have the time and patience to do. You can’t put a price on peace of mind.more
Life Insurance Is An Affordable Solution To Eliminate The Concern Of Unforeseen Financial Debt
Emily is twenty-three years old, graduated College in May 2016, and has $38,000 in student loans with her mother as the co-signor on the loans. Recently two of Emily’s friends were killed in a tragic car accident. Emily is very concerned that if she died her Mother would be stuck having to pay back her student loans. Emily has a valid concern. When a person cosigns on a loan, in the event of a death, the cosigner is legally responsible for paying the loan. Life Insurance is an affordable solution to eliminate Emily’s concern of not wanting to burden her mother with financial debt.
After speaking with me Emily was eager to learn more about the different types of Life Insurance available, how they differ and how they are priced to fit in her budget. I want to share with you some of what we discussed. I gave a very detailed description and explanation of the three main Life...more
Eastway Insurance Agency, Inc.
My bank is always asking me to sit down and sign up for Life Insurance from them. Is this a good thing for me?
Most banks are always looking to increase their revenue with fees and ‘value-added products’ for sale. The bank will usually have one company they represent. We call this the Red option. The Red option may not be the best fit for all people as the premiums may be higher for some and as a captive client of the bank this could be the only option offered to you. An important question you should ask is: do other options exist for me and are the other options a richer fit for my needs based on my health and budget?more
What makes us unique is simply being honest. We approach each client, situation, question, problem, issue and each new day with complete honesty. We sit down with people to go over their needs, situation and their issues. We answer their questions in a relaxed atmosphere where the pressure to buy is replaced with the opportunity to learn. This is our niche and why we have been in business for over thirty years: as time goes on just being honest is becoming rare.
Most know that nothing is free and if it says it's free there is a cost somewhere along the line. Some people like to put a spin on things to make them sound better. Some companies offer free gifts to ‘sign up’ with them. True Personal Service is the only free gift our Agents offer.
Our Agents can come and visit you for free and provide you an opportunity to voice your thoughts and ask questions. The only cost is if you decide to purchase a policy and the cost of that policy will not change because you purchased it through us. The only thing that does change is this: if and when you have a question,...more