Insurance News Articles
We post several insurance related articles to our company blog on a fairly consistent basis. You can find many articles that have relevant information about insurance industry topics. If you ever have any questions, please feel free to contact us. You can also visit our Frequently Asked Questions About Life Insurance Page as well. We are always here for you!
The Inflation Reduction Act of 2022 has been signed into law. Much has been said about the environmental and economic aspects, but what it’s proposed to do for Medicare could surely have a big impact on the industry.
Congress passed the Inflation Reduction Act (IRA) of 2022, which is set to be signed into law today. This government reconciliation bill promises to fund environmental efforts, close tax loopholes, work to lower inflation, and reduce health care costs under Medicare. The changes this bill brings has the potential to save Medicare beneficiaries thousands of dollars annually.
What is Inflammation?
There are a lot of products and diets out there that promise to combat inflammation, but what does that mean? What is inflammation? What causes it, and how does it influence our health?
Inflammation is one of those health industry buzzwords that you see often, but it’s never really defined. So often, it’s tied to some product that promises to reduce inflammation, with a tagline that inflammation is the leading cause of some scary-sounding condition. It may surprise you that inflammation is a natural occurrence for our bodies. While inflammation can have health detriments and chronic inflammation can influence or lead to certain illnesses or conditions, you can’t eliminate inflammation entirely. So, to show you that we don’t have to fear a little inflammation and that it can be controlled, let’s explore exactly what it is, how it can influence your health, and how you can control it. Once we understand inflammation, it’s not as scary.
What Is Inflammation?
As we hinted at earlier, inflammation occurs naturally in the body as an immune...more
Does Medicare Cover Respite Care?
Being a caregiver for a loved one receiving hospice care can be difficult. Respite care can give you a chance to rest and recharge, but does Medicare cover it?
We all need a little rest from time to time, but for those who act as primary caregivers for their loved ones, rest may be difficult to come by. It may be even more elusive if your loved one has a critical condition that requires constant supervision and care.
Respite care can help caregivers find some relief. Of course, any kind of specialized care will cost money, but will Medicare help pay for respite care?
What is Respite Care?
Respite care, in essence, is a service that takes some of the responsibility of care off caregivers. After all, caring for someone who needs assistance with daily tasks, medical interventions, or supervision can be both a physically and emotionally draining responsibility, especially if it’s...more
Get ready for the Medicare Annual Enrollment Period with our centralized guide to AEP.
Medicare’s Annual Enrollment Period (AEP) is right around the corner! Every year, the AEP is your opportunity to enroll in or switch to a Medicare plan that fits your ever evolving health care needs. This special enrollment window only runs October 15 to December 7, so it’s important to be prepared to accomplish anything you’d like to during that time. If reviewing or changing your coverage seems a little daunting with all the different plans and benefits on the market and decisions to make, don’t worry! You don’t have to go it alone.
Over the years, we’ve covered a lot of Medicare topics. To help you find what you need to know fast, we’re putting the most relevant information and article links below. That’s it. No fuss, just direct links to the information that can help you find your next Medicare plan! We’ll be sure to update this article as we publish new content that we think you’ll find...more
What you need to know before going to a plan sponsored event or seminar.
Have you been invited to a Medicare seminar by one of the top insurance providers? Maybe your own insurance provider has invited you to a free, no-obligation Medicare event near you? This is what you must know before you go to that meeting.
Insurance company sponsored events can be informative. The problem is that they will only inform you about their plan, the plan they want you to purchase. What they won’t tell you is anything about all the other major insurance providers and plans in your area and in your network. They won’t help you compare their plan to any other companies plans. They won’t do a comparison on what your drugs would cost on other plans aside from their own. Because they only want you to go with their plan.
At Eastway we know that the only way for you to choose a plan is to have a fair comparison of all the plans available to you. We know because we provide our clients, friends, and family members with comprehensive comparisons from all the plans available. We are...more
There are a number of factors that designate what Medicare Part D plans can offer beneficiaries. While defined standard benefits set the bar, the other factors of Part D coverage can influence what you pay out of pocket.
Purchasing Medicare Part D is something that’s important to consider for anyone who is enrolled in Original Medicare. These privately offered plans cover many of the important prescription drugs and medications that can be an essential facet in a treatment plan, whether they be for heart health maintenance or treatment for chronic conditions. Since the plans are offered by private companies as part of the Medicare program, the Centers for Medicare & Medicaid Services (CMS) sets some standards so that each plan maintains the expectations that are anticipated by beneficiaries. For this reason, there are two general plans with four subcategories that you may see when exploring Medicare Part D plans. These subcategories are often...more
We always put the needs of our clients and potential clients first. Today I was asked to write a new plan for a potential client and most agents would have done so without hesitation. However this would not have been in the best interest of this specific individual. I did not leave with a sale but I did leave with another new friend and that is a kind of profit you can’t put a price on.
We value doing what is right more than any potential commission and it is this level of dedication to service we expect of ourselves. There are not many agents or agencies still around who will advise you to ‘stick with the plan you have’. Eastway Insurance Agency has been educating New Yorkers on Medicare Health Plan Benefits/Options and Life Insurance for over thirty five years. Please contact us for your insurance review with no fee to talk about all plans available to you.
Eastway Insurance Agency has been answering Medicare A&B questions since 1985. We are a family owned and operated Life & Health insurance agency and have helped thousands with their Medicare A&B...more
Don't panic when you get a medical bill. Make sure you are paying the right amount and not more than you should be.
Eastway Insurance Agency has been answering Medicare A&B questions since 1985. We are a family owned and operated Life & Health insurance agency and have helped thousands with their Medicare A&B Health Insurance decisions. Please contact us for your personalized assistance. We can help you too! Email: email@example.com Call: (585) 586-2390 or 1(800) 836-9071more
Eastway Insurance Agency's Vice President Joe Rothpearl appears on Good Day Rochester, on 13WHAM Fox Rochester 9/30/19, for Pain Awareness Month and USPainfoundation.org
Eastway Insurance Agency has been answering Medicare A&B questions since 1985. Eastway Insurance Agency, Inc. is a family owned and operated Life&Health insurance agency. We have helped thousands with their Medicare A&B Health Insurance decisions. Please contact us for your personalized assistance. We can help you too!
Call: (585) 586-2390 1(800) 836-9071 We specialize in Medicare Health insurance.more
Eastway Insurance Agency, Inc.
TV ads for Medicare Health Insurance don't know you as well as you think. Be your own Advocate and choose the plan that suits your unique needs. This is a Message for Medicare A&B Recipients (+65 and/or Disabled). We can't tell you what plan will work for you without knowing you. Let's get to know each other soon!more
Vlog by Jeremy Rothpearl
This is the first vlog episode of our Introduction to Medicare.gov Plan Finder. In this series we will show you how to easily navigate on the CMS Medicare Website. Please contact us for additional information or if you need personal assistance. Eastway Insurance Agency, Inc. is family owned and operated since 1985. We have helped thousands with their Medicare Health Insurance decisions. We can help you too!
Please share your feedback with us on the the video below: Introduction To Medicare.gov Part 1more
Please be aware of this disturbing trend in Medicare related scams. We are CMS Compliant and do not use any of the scary tactics described in the FCC article below. We will not call you if we do not already know you. We will not push you to purchase anything ever. We do not use fear to motivate you. We will educate you on your options and help find advantages unique to your needs. We will help you enroll in the plan you choose. We will also advise you to stick with your current plan if it is in your best interest. Since 1985 we are an Independent Family-Owned Life & Health Insurance Agency. We have helped thousands of people make this decision and we can help you too!
Please contact us via email, telephone, or through our Contact Form : https://eastwayinsuranceagency.com/request-a-quotemore
Jeremy Rothpearl & Josef Rothpearl
The book 1984 written by George Orwell in 1948 drew a picture of a future Society where misinformation, fake news, and propaganda are used to control people. Misinformation is rampant today and not only on the news and social media sites either. We have had many complaints from clients saying they called the Hospital/Provider/Lab/Billing Department/Dr. Office and were told ‘they don’t take my Insurance’. We call the same numbers and often times they admit to us that they accept the clients plan.
Medicare Supplemental plans are secondary plans that work together with Medicare as the primary coverage. The client is covered in full as long as it medically necessary and the provider accepts Medicare. Medicare Advantage plans also work with Medicare but as the primary coverage. Many companies, Like United Health Care, have Medicare Advantage Plans and Medicare Supplement Plans. We help others understand the clear differences and benefits they both can provide.
Is it bad training, lack of training or caring, a misunderstanding between what is a Medicare Advantage Plan...more
A lot of Medicare Supplement owners pay more than others for the same plan. By law all plans must provide the same benefits - just not at the same cost. It's not apples an oranges either. It's the same apple with a different label. If you are seeing red with your health insurance costs it may be that you are paying more than you need to. A Health Insurance Review can help to better understand your health care cost and save you more than money. Their is no obligation and no better time than this moment.
Take a look at this link from New York State Department of Financial Services and let us know what you think!more
Eastway Insurance Agency, Inc.
Life Insurance is about peace of mind. In order for Life Insurance to provide peace of mind it must be affordable and easy to understand. We will work to help you easily afford peace of mind. Please contact us with your questions today.more
Eastway Insurance Agency, a family owned and operated business serving our community for over 30 years, specializes in Medicare Health Plans and is offering a FREE educational presentation to cover all the basics and to inform you about programs that can save you money and increase your benefits. The presentation takes place on October 20th, 2018 from 2:00pm to 4:00pm at the Webster Chamber of Commerce (1110 Crosspointe Lane, Suite C — behind Holt Rd. Wegmans).
Some of the many topics that will be covered:
The Basics of Medicare Parts A, B, C and D
How do Drug Plans, Medicare Advantage and Medicare Supplement plans fit in?
What is EPIC and how can it help New Yorkers who are 65 and over?
And much more
If you would like to attend please RSVP by calling 585-586-2390 or by emailing firstname.lastname@example.org .
If you can’t attend, you can always request a FREE one on one consultation with a licensed insurance...more
Below is a recent email we received from a client needing physical therapy and our reply. Please send us in your questions via email, Facebook or through our Website. We want to answer Your questions!
“Dear Jeremy, My PCP wants me to have some therapy, will my AARP Medicare Supplement Insurance cover it and, how do we find out how many treatments AARP will pay for ( 1, 2 ,3 ,4..)?
Thank you in advance my good man as always for answering my questions and lowering my stress. – Chuck"
Your question is actually addressed and answered by Medicare - which is your primary insurance. The UHC AARP insurance is secondary and follows all the rules and regulations set by Medicare. The Doctor, Service Provider and Medicare may be able to answer how many initial visits are covered. Also, at any time, you may call AARP to ask any questions. The answer is: there are limits and caps on monetary values related to therapy coverage. Your Dr. may expand those caps as long as the ongoing therapy is medically reasonable and necessary services.
It’s not always about the sale, as in the case with Mr. & Mrs. M.
She was so elated that I was able to help provide both of them with affordable insurance coverage, she said 'now we can sleep at night knowing that we are taken care of'. Hearing this from her brought me personal satisfaction knowing that I was able to help this couple in a way no one else was able to do and or didn’t have the patience to do.
It is great when our clients let us know how elated they are that we were able to provide them with affordable insurance coverage. They say ‘now we can sleep at night knowing that we are taken care of’, and hearing this is our sign of Success. Satisfaction comes with knowing that we were able to help people in a way that no one else was able to do or did not have the time and patience to do. You can’t put a price on peace of mind.more
Life Insurance Is An Affordable Solution To Eliminate The Concern Of Unforeseen Financial Debt
Emily is twenty-three years old, graduated College in May 2016, and has $38,000 in student loans with her mother as the co-signor on the loans. Recently two of Emily’s friends were killed in a tragic car accident. Emily is very concerned that if she died her Mother would be stuck having to pay back her student loans. Emily has a valid concern. When a person cosigns on a loan, in the event of a death, the cosigner is legally responsible for paying the loan. Life Insurance is an affordable solution to eliminate Emily’s concern of not wanting to burden her mother with financial debt.
After speaking with me Emily was eager to learn more about the different types of Life Insurance available, how they differ and how they are priced to fit in her budget. I want to share with you some of what we discussed. I gave a very detailed description and explanation of the three main Life...more
Eastway Insurance Agency, Inc.
My bank is always asking me to sit down and sign up for Life Insurance from them. Is this a good thing for me?
Most banks are always looking to increase their revenue with fees and ‘value-added products’ for sale. The bank will usually have one company they represent. We call this the Red option. The Red option may not be the best fit for all people as the premiums may be higher for some and as a captive client of the bank this could be the only option offered to you. An important question you should ask is: do other options exist for me and are the other options a richer fit for my needs based on my health and budget?more
What makes us unique is simply being honest. We approach each client, situation, question, problem, issue and each new day with complete honesty. We sit down with people to go over their needs, situation and their issues. We answer their questions in a relaxed atmosphere where the pressure to buy is replaced with the opportunity to learn. This is our niche and why we have been in business for over thirty years: as time goes on just being honest is becoming rare.
Most know that nothing is free and if it says it's free there is a cost somewhere along the line. Some people like to put a spin on things to make them sound better. Some companies offer free gifts to ‘sign up’ with them. True Personal Service is the only free gift our Agents offer.
Our Agents can come and visit you for free and provide you an opportunity to voice your thoughts and ask questions. The only cost is if you decide to purchase a policy and the cost of that policy will not change because you purchased it through us. The only thing that does change is this: if and when you have a question,...more