Have you considered switching your current coverage? We can help you validate the premium you are paying. Saving you money does not always require a new policy and our primary goal is to help you save. We can quote multiple companies as well as explain what you are paying for and how it compares in coverages. If you are a small business owner we can quote you too!

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As an Independent Agency, Eastway can offer many insurance companies, allowing us to shop for the best coverage and lowest rates. If you have questions about Auto, Home, Life or Health Insurance we will go out of our way to answer you. We are immensely proud to celebrate our 40th year supporting our community. Founded by the late Patrick Saulino in 1983, we are family owned and operated and we love what we do! We have helped thousands of people save money and this motivates us to help more. We get excited when we can be a part of making life easier for anyone. The right attitude can make a lifetime of difference.

Please reach out to us by email: answers@eastwayinsuranceagency.com or by call (585) 586-2390 and we will go out of our way to help you.

All of us at Eastway are very excited to celebrate our fortieth year helping Rochester save money and live better. We have partnered with our neighbors at Flower Barn and Rosey's Italian Cafe to give you a gift!

Save money on your Auto and Home Insurance now and Start Today with a $10 coupon good at Flower Barn or Rosey's Italian Cafe! Come in for a free quote and get $10 off your Total Purchase.

Only an Independent, Family-Owned Agency will treat you the way we do. Help us celebrate our fortieth year in Penfield and call, email or stop in for a free quote today. Let us help make your life richer!! Contact joe@eastwayinsuranceagency.com for your free quote today. Please locate your existing policy so we can validate your current coverage for a more accurate comparison.

Offer runs from July 1st – July 31st, 2023. No Purchase Necessary

Life Is The Greatest Gift You Can Give. It can also be the greatest gift you receive. I know because I received this gift. I had a catastrophic injury to my cervical spine and donor bone is the reason I can walk and talk today. Without the Gift of Life, I would have been a quadriplegic on a ventilator. My name is Joe Rothpearl. I am a donor recipient and a Proud Partner with Donate Life New York State (Click to Register Here!!!)

What gets us excited at Eastway? We get excited when we can save people money. In fact, we go out of our way to help people save money. When you come to us for a quote, we don’t charge anything to help you find the best rate and coverage. Every one of our Auto and Home policyholders saved money by working with us.

How easy is it to save money? Saving money is just as easy as getting a new quote. A quote starts with basic information and there are also a lot of questions to answer. If you are not getting asked a lot of questions, there’s a good chance you don’t have the right price or suitable coverage. It’s always a good idea to get a quote every year before your premium renews so you can make sure your coverage fits your needs.

What information should you have ready for a quote? The most important information is your Driver’s License (Name, Address, Date of Birth), email address, phone number, vehicle information number (VIN#), and any driving history that may affect your quote.

What about bundling? Bundling is a catchphrase word that you’ll hear it a lot in advertisements. I heard one on my way into my work this morning and it’s not a bad thing. It requires having more than one policy, such as your Auto and Home insurance, ‘bundled’ together in one package. It also means you are going to save money. With just one policy you will receive a discount that you would not otherwise be eligible for. The savings could be hundreds of dollars to a thousand dollars or more. More? Absolutely. It depends on your specific coverage. If your policies are not bundled together currently, or they are with different insurance companies, you could save a bundle!

Auto and Home Insurance is going up nationally and especially in New York State. If you have a lapse in auto insurance coverage it will be extremely difficult to secure affordable coverage and in some cases any coverage at all. Most insurance companies require you to have current insurance in place before switching to another carrier. If you do not currently have insurance, you will be denied by most companies.

How did this happen? There are a lot of answers, but the main reason is cost effectiveness. Insurance companies lose money from bad risks and the less bad risks they insure – the more profitable they are. You will be seen as a bad risk if you do not currently have insurance coverage for the last year or two. Some insurance carriers will charge a higher premium if your coverage was cancelled or lapsed. That is if they can underwrite you at all.

If you get a cancellation notice from your insurance company, Do Not Ignore this Letter!!! Your best option is to try to keep your existing coverage. Contact them and ask if you can stay by making a payment (and late fee if any). Your immediate next step is to start looking for other coverage. Remember you need to have coverage in order to change your coverage.

If You Guessed ‘nothing’ then you are correct! Insurance is confusing enough without former athletes and stars advising us about our benefits. Regardless of what type of insurance you have - the television commercials always promote the slightest possibilities to the widest audience. A call center operator cannot appreciate your personal needs after spending minutes on the phone with you.

Eastway Insurance Agency has been an Independent, Family Owned, Local Agency since 1983. We do not advertise on television or in the newspaper and most of our clients are referrals. We do not charge to review your insurance and we do not receive a commission for advising you. It costs you nothing to review your coverage with us and you could potentially save money with the knowledge you gain. Everyone is different and every plan does not fit everybody. Let’s talk about what works for you!

The Inflation Reduction Act of 2022 has been signed into law. Much has been said about the environmental and economic aspects, but what it’s proposed to do for Medicare could surely have a big impact on the industry.

Congress passed the Inflation Reduction Act (IRA) of 2022, which is set to be signed into law today. This government reconciliation bill promises to fund environmental efforts, close tax loopholes, work to lower inflation, and reduce health care costs under Medicare. The changes this bill brings has the potential to save Medicare beneficiaries thousands of dollars annually.

Unless directly cited elsewhere, all facts and figures from the bill can be found directly in the legislative text of the Inflation Reduction Act of 2022 or the topline messages for the drug pricing reforms.

What is Inflammation?

There are a lot of products and diets out there that promise to combat inflammation, but what does that mean? What is inflammation? What causes it, and how does it influence our health?

Inflammation is one of those health industry buzzwords that you see often, but it’s never really defined. So often, it’s tied to some product that promises to reduce inflammation, with a tagline that inflammation is the leading cause of some scary-sounding condition. It may surprise you that inflammation is a natural occurrence for our bodies. While inflammation can have health detriments and chronic inflammation can influence or lead to certain illnesses or conditions, you can’t eliminate inflammation entirely. So, to show you that we don’t have to fear a little inflammation and that it can be controlled, let’s explore exactly what it is, how it can influence your health, and how you can control it. Once we understand inflammation, it’s not as scary.

What Is Inflammation?

As we hinted at earlier, inflammation occurs naturally in the body as an immune response. There are generally two kinds of inflammation that we may experience, acute and chronic. Acute inflammation is a short-lived bout that lasts anywhere from a few hours to a few days. Chronic inflammation may last longer, sometimes from months to years. While both can have symptoms, it’s chronic inflammation that can lead to health complications. More on that later.

Does Medicare Cover Respite Care?

Being a caregiver for a loved one receiving hospice care can be difficult. Respite care can give you a chance to rest and recharge, but does Medicare cover it?

We all need a little rest from time to time, but for those who act as primary caregivers for their loved ones, rest may be difficult to come by. It may be even more elusive if your loved one has a critical condition that requires constant supervision and care.

Respite care can help caregivers find some relief. Of course, any kind of specialized care will cost money, but will Medicare help pay for respite care?

What is Respite Care?

Respite care, in essence, is a service that takes some of the responsibility of care off caregivers. After all, caring for someone who needs assistance with daily tasks, medical interventions, or supervision can be both a physically and emotionally draining responsibility, especially if it’s part of a hospice care program, when the loved one isn’t expected to survive their diagnosis. Caregivers may need short times of relief to avoid burnout and health issues themselves.

Get ready for the Medicare Annual Enrollment Period with our centralized guide to AEP.

Medicare’s Annual Enrollment Period (AEP) is right around the corner! Every year, the AEP is your opportunity to enroll in or switch to a Medicare plan that fits your ever evolving health care needs. This special enrollment window only runs October 15 to December 7, so it’s important to be prepared to accomplish anything you’d like to during that time. If reviewing or changing your coverage seems a little daunting with all the different plans and benefits on the market and decisions to make, don’t worry! You don’t have to go it alone.

Over the years, we’ve covered a lot of Medicare topics. To help you find what you need to know fast, we’re putting the most relevant information and article links below. That’s it. No fuss, just direct links to the information that can help you find your next Medicare plan! We’ll be sure to update this article as we publish new content that we think you’ll find helpful.

Medicareful Plan Finder

When you’re entering AEP, a great place to start for any Medicare plan search is the Medicareful Plan Finder. You can search and compare different types of Medicare plans directly on the platform, share plan information, and get in touch with a licensed insurance agent for further assistance. Working with a Medicareful agent is doubly beneficial, as they’ll have access to tools like the account feature.