I am my own agent. But I've been doing this for over 20 years. For most people it's just not a good idea. We've had signs up outside for years that say ‘Save money, get a quote’ -it's that simple. A few days ago, a woman who drives by all the time on her way to work got her notice of renewal on her home insurance, and she noticed the steep increase. She decided to give us a call and ask if we could help her try to save money and we said, sure we can.
So, one of the first questions we ask: 'who you are currently with' because we may be contracted with them, we may not, but we do have experience with all the carriers. we understand what they're doing currently in the market, what they've done in the past, and what direction they may be heading. It’s an opportunity for us to identify the cause of the problem you're having, is it the company, is it the agent or agency, or is it just the fact that everyone's rates are going up? In this case, there was something very specific. She got her own home and auto insurance online through two different websites. We're very familiar with all these Online Only insurance carriers too and the problem is that when most people do their own insurance online it doesn't always work out the way they want it to. it's possible to go online and we’ve seen it before, build your own insurance plan and walk away paying for coverage, meanwhile, you're not covered if you have an accident or if something does go wrong and you are not walking away from the financial responsibility of a catastrophic loss. Because you are not covered the way you should be covered.
We were we able to put all her coverage with one company and save her so much money compared to what she was paying. She now has a million-dollar Umbrella policy, an H07 Premiere Home policy -one of the best home policies you can have with up to 150% replacement coverage. Her auto policy includes new car replacement coverage, which is up to 120% of the market value. All of this is above and beyond what most people have and what we can offer most people. It’s more than I have! She just has great credit, a great driving history and no claims on her record. All these things added up to a big win for her. We took the checkered flag and crossed the finish line saving her close to $800 a year with incredible increases in her coverage.
This is another case of she didn't know who her agent was, well she did, she was her agent, but that was the problem in this case. And you know, the only thing that we regret in all of this is thinking about all of the other people who've been driving by for years who haven't called yet, and how much money we might be able to save them. Don't be one of those people give us a call and start saving money now.
Let me know if you want us to take a look at your current coverage to see what you could save! You can reply to this email. If you have any family or friends who could benefit from saving money on home & auto insurance please forward this email to them too.
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Saving money on your Auto and Home insurance starts with a free quote. All you need to start is a copy of your current declarations page and driver's license. We can explain what you are paying for and why it costs what it does. Only an Independent, Family-Owned Agency will treat you the way we do. Call (585) 586-2390, reply to this email or stop in for a free quote today. Since 1983 we have been helping our neighbors, friends and family save money.
