We post several insurance related articles to our company blog on a fairly consistent basis. You can find many articles that have relevant information about insurance industry topics. If you ever have any questions, please feel free to contact us. You can also visit our Frequently Asked Questions About Life Insurance Page as well. We are always here for you!
Below is a recent email we received from a client needing physical therapy and our reply. Please send us in your questions via email, Facebook or through our Website. We want to answer Your questions!
“Dear Jeremy, My PCP wants me to have some therapy, will my AARP Medicare Supplement Insurance cover it and, how do we find out how many treatments AARP will pay for ( 1, 2 ,3 ,4..)?
Thank you in advance my good man as always for answering my questions and lowering my stress. – Chuck"
Your question is actually addressed and answered by Medicare - which is your primary insurance. The UHC AARP insurance is secondary and follows all the rules and regulations set by Medicare. The Doctor, Service Provider and Medicare may be able to answer how many initial visits are covered. Also, at any time, you may call AARP to ask any questions. The answer is: there are limits and caps on monetary values related to therapy coverage. Your Dr. may expand those caps as long as the ongoing therapy is medically reasonable and necessary services.
It’s not always about the sale, as in the case with Mr. & Mrs. M.
She was so elated that I was able to help provide both of them with affordable insurance coverage, she said 'now we can sleep at night knowing that we are taken care of'. Hearing this from her brought me personal satisfaction knowing that I was able to help this couple in a way no one else was able to do and or didn’t have the patience to do.
It is great when our clients let us know how elated they are that we were able to provide them with affordable insurance coverage. They say ‘now we can sleep at night knowing that we are taken care of’, and hearing this is our sign of Success. Satisfaction comes with knowing that we were able to help people in a way that no one else was able to do or did not have the time and patience to do. You can’t put a price on peace of mind.more
Life Insurance Is An Affordable Solution To Eliminate The Concern Of Unforeseen Financial Debt
Emily is twenty-three years old, graduated College in May 2016, and has $38,000 in student loans with her mother as the co-signor on the loans. Recently two of Emily’s friends were killed in a tragic car accident. Emily is very concerned that if she died her Mother would be stuck having to pay back her student loans. Emily has a valid concern. When a person cosigns on a loan, in the event of a death, the cosigner is legally responsible for paying the loan. Life Insurance is an affordable solution to eliminate Emily’s concern of not wanting to burden her mother with financial debt.
After speaking with me Emily was eager to learn more about the different types of Life Insurance available, how they differ and how they are priced to fit in her budget. I want to share with you some of what we discussed. I gave a very detailed description and explanation of the three main Life...more
Eastway Insurance Agency, Inc.
My bank is always asking me to sit down and sign up for Life Insurance from them. Is this a good thing for me?
Most banks are always looking to increase their revenue with fees and ‘value-added products’ for sale. The bank will usually have one company they represent. We call this the Red option. The Red option may not be the best fit for all people as the premiums may be higher for some and as a captive client of the bank this could be the only option offered to you. An important question you should ask is: do other options exist for me and are the other options a richer fit for my needs based on my health and budget?more
What makes us unique is simply being honest. We approach each client, situation, question, problem, issue and each new day with complete honesty. We sit down with people to go over their needs, situation and their issues. We answer their questions in a relaxed atmosphere where the pressure to buy is replaced with the opportunity to learn. This is our niche and why we have been in business for over thirty years: as time goes on just being honest is becoming rare.
Most know that nothing is free and if it says it's free there is a cost somewhere along the line. Some people like to put a spin on things to make them sound better. Some companies offer free gifts to ‘sign up’ with them. True Personal Service is the only free gift our Agents offer.
Our Agents can come and visit you for free and provide you an opportunity to voice your thoughts and ask questions. The only cost is if you decide to purchase a policy and the cost of that policy will not change because you purchased it through us. The only thing that does change is this: if and when you have a question,...more